Terror, they typically wont cover more than a specified amount of collectibles without extra insurance...mine was only $2000.
Yes, I know. My personal property is something like $60K... That would be gone instantly if the house went up in flames.
I am more than confident that I'd get them to pay, despite many insurance policies only covering certain amounts for collectibles. I used to work for an insurance company, so I have a solid understanding of how claims are paid/handled.